Death Insurance: God Is Good

Life insurance is a bet against yourself: You live, you lose!

The Bet goes something like this:

You: I bet I will die. I am afraid of death and am willing to pay to avoid fear. Using my fear as part of my mental-emotional equation, I “calculate” my chances of dying are high enough to justify the cost of insurance.

Insurance company: We bet you will live. We know you will never stop being afraid, and your fear is our main resource. Our actuaries have done the math and determined that the odds of your death are low enough we can budget our multi-billion dollar annual expenditures, including the salaries of our thousands of employees and our new skyscraper — a testament to us being on the right side of the deal.