On Amassing Money
Rabbi Hershel Schachter
Some sociologists opined that money is an evil of society. The Chaon Ish (Yoreh Deah 72:2) pointed out that halacha does not share that perspective. Rather, even in an ideal Torah world we would use kesef (money) to fulfill mitzvos.
The halacha declares that in most instances shoveh kesef (a commodity which has value) can be used in place of kesef. For example, we get married by having the chosson hand a ring, i.e. shoveh kesef, to the kallah, as opposed to giving her kesef, and this constitutes a form of kidushei kesef. Nonetheless, one can only fulfill the mitzvah of machatzis hashekel by giving kesef to the Beis Hamikdash for the purpose of purchasing the korbanos tzibbur (Bechoros 51a).
A variety of opinions are presented in Shulchan Aruch (Choshem Mishpat 369) regarding the extent to which halacha recognizes dina demalchusa. The Shach (Yoreh Deah 165:8) points out that all agree that dina demalchusa determines what is considered kesef. Whatever currency the government of any given country establishes has the halachic status of kesef. When the second Beis Hamildash was built there was no Jewish government ruling over Eretz Yisroel. As such, the mitzvah of machatzis hashekel had to be fulfilled by giving a coin recognized as kesef by the ruling non-Jewish government. After several centuries when the Chashmonaim established a Jewish government in Eretz Yisroel and minted their own coins, “Jewish” coins replaced the “non-Jewish” coins for this mitzvah.
The Talmud (Pesachim 54b) speaks of the concept of “money” being part of G-d’s initial plan for creating the world, just as the Torah and the mitzvos preceded the creation of the world. The rabbis of the Talmud (Shabbos 33b) tell us that Yaakov Avinu improved the life of the citizens of Shechem by introducing a monetary system for them. Money is something positive. Without money we can not function.
Judaism, as opposed to certain other religions, has never preached that poverty is an ideal. The Rema (Shulchan Aruch Orach Chaim 248) considers making a living something positive, comparable to a mitzvah. As such, one who lives in Eretz Yisroel is permitted to go to chutz la’aretz for the purpose of making a living. Even if one is making ends meet, but wants to go to chutz la’aretz to make a more comfortable living, the accepted opinion is that this too is permissible. However, we would not allow one who already makes a comfortable living to go to chutz la’aretz in order to become wealthy (see Moed Kattan 14a). There is no mitzvah to be poor, but there is also no mitzvah to be rich.
We all need food in order to survive, be healthy, and function. However, we should not love food. Many Americans suffer from obesity because they love food and overeat. Similarly, we all need money to live in this world. However, we should not develop a love for money. Koheles (5:9) teaches us that one who loves money will never be satisfied with the money he has. The Medrash (Koheles Rabbah 1:34) famously comments, “ein adam yotze min haolam vechatzi ta’avaso beyado”. When those who love money die, regardless of how much money they have amassed it will not be even half of what they desired.
The Talmud (Avodah Zarah 11a) tells us that R’ Yehuda Hanasi was extremely wealthy, which was necessary for his position as chief rabbi. But he did not love the money. In fact, he hardly took any pleasure from this world (Kesubos 104a).
The parsha tells us (Breishis 47:14) that Yosef amassed all of the cash from Egypt and Canaan by selling the grain that he stored. He understood that this was needed for the Egyptian government, and apparently saw this as part of the message of Pharoh’s dream. However, we do not get the impression that he became one who loved money.
The Medrash (Koheles Rabbah 5:8) distinguishes between two types of observant Jews: one who merely observes the mitzvos, and one who loves mitzvos. The one who observes, but does not love, mitzvos will be satisfied with keeping the mitzvos which come his way. But the one who loves mitzvos will always be on the lookout for additional miztvos. He will never be satisfied with the miztvos that he may have fulfilled already – “ohev mitzvos lo yisba mitzvos”.
Rather than love money, or love food, we should all develop a love for mitzvos.
Copyright © 2008 by The TorahWeb Foundation. All rights reserved.